Advertisement
728×90
Real Estate Agent Commission Calculator (2025)
Last verified: May 2025
Calculate total real estate agent commissions, seller vs. buyer agent splits, and your actual net proceeds from a home sale.
Typical: 5–6%. Post-NAR settlement rates may vary.
Commission Breakdown
$27,000
Total Agent Commission
$13,500
Seller's Agent
$13,500
Buyer's Agent
$423,000
Seller Net Proceeds
6%
Commission Rate
After 6% commission, you net $423,000 from the $450,000 sale.
Analysis & insights
On a $450,000 home sale at 6.0% total commission: $27,000 in agent fees ($13,500 to seller's agent, $13,500 to buyer's agent). Net to seller after commission: $423,000. Since the 2024 NAR settlement, commission is more negotiable than ever — but the historical 5-6% standard remains common. Worth interviewing 3+ agents and negotiating before signing a listing agreement.
Above-market commission
Within the traditional 5-6% range. Negotiation room exists.
Risk & benchmark gauge
Current band
Standard
6.0% commission
Industry benchmarks
- Total commission ($)$27,000
- Total commission (%)6.00%
- Seller agent share$13,500
- Buyer agent share$13,500
- Net to seller$423,000
- Traditional range5-6% combined
- Discount broker range1-3% listing side
Key insights
Post-2024 NAR settlement — buyer agents negotiated separately
The NAR settlement removed automatic buyer-agent commission from MLS listings. Sellers can now choose whether to offer buyer-agent compensation. Many sellers still do (improves buyer-agent showings).
Commission IS negotiable
On homes over $500K, asking for 0.5-1% reduction typically succeeds with reasonable agents. On luxury homes ($1M+), 4-4.5% combined is increasingly common.
Cheap commission ≠ best outcome
A great agent who sells at 99% of asking justifies 1% extra commission vs a mediocre agent who sells at 95%. Track agent CDOM (days on market) and list-to-sale ratio, not just commission.
Recommended actions(4)
Interview 3+ listing agents before signing
High priorityEach should bring CMA (comparative market analysis), proposed pricing, marketing plan, and recent transactions. Then negotiate commission.
Impact: A 1% commission reduction on a $500K sale = $5,000 directly to you.
Discuss buyer-agent commission strategy
High priorityChoices: offer standard 2.5-3%, offer reduced 1-2%, offer nothing (buyers negotiate directly). Each has trade-offs on showing volume and offer quality.
Consider discount or flat-fee brokers if you'll do some legwork
Medium priorityRedfin, Houwzer, Clever offer 1-1.5% listing commission. Trade-off: less hands-on service. Worth it for low-friction sales (great condition, strong market).
Advertisement
300×250
Related Calculators
This tool is for educational purposes only and does not constitute financial, tax, or investment advice. Consult a qualified financial professional for advice specific to your situation.