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Workers' Compensation Settlement Calculator — By State (2025)

Estimate your workers' comp settlement value based on your state, injury type, impairment rating, time off work, and medical expenses.

From doctor's IME report (0–100%)

Estimated Settlement Range

$48,101

Estimated settlement midpoint

$29,600

Low Estimate

$66,601

High Estimate

$8,000

TTD Benefits

$4,000

PPD Benefits

Based on your inputs, your workers' comp claim may settle for $29,600–$66,601. Actual settlements vary significantly by state, employer, and specific circumstances.

Analysis & insights

Your total benefits is $37,000, based on the inputs above. Tax outcomes drive the math behind nearly every other financial decision — savings rate, affordability, retirement.

Calculation summary

Result derived from 5 inputs. Adjust any one to test sensitivity.

Risk & benchmark gauge

Current band

Moderate

Total Benefits: $37,000

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Industry benchmarks

  • Ttd Benefits$8,000
  • Ppd Benefits$4,000
  • Total Benefits$37,000
  • Low Estimate$29,600
  • Mid Estimate$48,101
  • High Estimate$66,601

Key insights

Pre-tax contributions reduce taxable income

Every dollar to 401(k), HSA, or traditional IRA reduces taxable income at your marginal bracket — typically 12-32% federal.

Sensitivity testing

Adjust each input by ±10% to find the most impactful variable — that's the one to focus your real-world decisions on.

Recommended actions(4)

Test the realistic range of each input

High priority

Try the lowest and highest realistic value for each input. The spread of results is the range you should actually plan for — point estimates lie.

Impact: Reveals which inputs matter most and where uncertainty hides.

Compare against published benchmarks

Medium priority

Whatever you're calculating, there's likely an industry benchmark for it. Google "[topic] average" or "[topic] median" to sanity-check the result.

Save or download a copy

Medium priority

For calculators that offer it, use "Download report (PDF)" to keep a snapshot. Otherwise screenshot the inputs + result before navigating away.

Connect with a Workers' Comp Attorney in Your State

Get a free consultation with a licensed workers' comp attorney. Most work on contingency — no fee unless you win.

This tool is for informational purposes only and does not constitute legal advice. Settlement values vary widely. Consult a licensed attorney for advice specific to your situation.