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Crypto Profit Calculator

The number you actually keep after exchange fees and federal capital gains tax — not the dashboard P/L.

Net profit (after fees + tax)

$6,216

Long-term capital gains rate applied

Gross gain

$7,313

Before tax, after fees

Tax owed

$1,097

15.00%

Exchange fees

$188

Total across buy + sell

Return on investment

41.44%

Net profit ÷ initial buy

Analysis & insights

Net profit after fees + federal tax: $6,216 (41.4% ROI on your initial investment). Gross gain: $7,313. Exchange fees: $188. Federal tax owed: $1,097 (15.0% rate — long-term capital gains). Long-term holding paid off — you're taxed at the lower 0/15/20% federal rate instead of ordinary income rates.

Strong gain

Solid net return. Plan for the tax bill now so it doesn't surprise you in April.

Risk & benchmark gauge

Current band

Strong

41.4% net ROI

0255075100
Net lossModestStrongOutsized

Industry benchmarks

  • Net profit (after fees + tax)$6,216
  • Gross gain (after fees)$7,313
  • Exchange fees$188
  • Federal tax owed$1,097
  • Effective tax rate15.0%
  • Tax classificationLong-term capital gains

Key insights

Crypto is property, not currency (IRS)

Every sale, swap, conversion, or use of crypto to buy goods triggers a taxable event. Even crypto-to-crypto trades.

State tax varies wildly

Most states tax capital gains as ordinary income — 0% (FL, TX, WA) to 13.3% (CA). NOT included in the federal estimate above.

Recommended actions(2)

Set aside the tax bill NOW

High priority

Transfer the tax amount to a separate savings account the day of the sale. Avoids the April surprise.

Impact: $1,097 set aside today = no panic at tax time.

Use specific-lot ID when selling

Medium priority

Selling high-basis lots (the ones you paid the most for) minimizes the taxable gain. Most exchanges default to FIFO — explicitly choose lots.

This tool is for educational purposes only and does not constitute financial, tax, or investment advice. Consult a qualified financial professional for advice specific to your situation.